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Author Crescente, Sebastián |
Abstract This project proposes the financial planning of a family of five members residing in Barcelona, Spain, who receive an inheritance from 2Million Euros. Spouses who expect to retire in 5 years, and all 3 children who are currently studying. Its objectives are to maintain their habitual residence, renew vehicles, insure children's study, annual vacation trips for the whole family, no have debts at the time of retirement and maintain until the death of the spouses an income level of 70% compared to the current one (2022). To achieve its objectives, two investment alternatives are proposed, the first more conservative investing 80% of the inheritance in the real estate market and the remaining 20% in investment funds and the second assuming a profile of aggressive risk investing 30% in real estate and 70% in investment funds investment. Then, we will carry out an analysis of both the risk profile of the clients as well as the proposed objectives, to finally determine what is the most appropriate strategy. |
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Director Larraga López, Pablo |
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Degree IQS SM - Master’s Degree in Wealth and Financial Management |
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Date 2022-07-20
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