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Author
Mendoza Franco, María Fernanda
Morales Bobadilla, Omar Enrique ; Tula Guevara, Nohora M.
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Abstract
Through this work, it is sought to carry out the financial planning of a Colombian family that will settle in Barcelona, Spain from 2020 until after 3 years of retirement in 2049, complying with the financial objectives that have been proposed.
For the financial projection of this family, 3 options will be proposed, which are framed in a first option where the surplus capital generated will be invested in investment funds considering a moderate profile and the risk to be assumed will be assessed; a second option where the surplus capital generated will be invested in investment funds considering an aggressive profile and the risk to be assumed will be assessed and finally a third option that considers the purchase of a second home, financed at 80% of which It is expected to obtain income through its rental and where the surplus capital of this family will be invested in investment funds and the risk to be assumed will be valued.
Thus, once the different scenarios have been proposed, the different options are compared and the most appropriate recommendation is reached for this Colombian family residing in Barcelona, Spain.
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